NAGICO auto insurance provides Comprehensive coverage, which covers the insured for loss or damage suffered as a result of collision, theft, fire, malicious damage, flood and hurricane. Included with the own damage coverage is Liability coverage for injury or damage caused by the insured to Third Parties . In addition to being covered for Own Damage and Third Party Liability, the Comprehensive auto insurance policy also covers

  • Loss of Use
  • Towing Expenses
  • Accidents to the Insured
  • Personal Accident 
Not all the benefits/coverages mentioned above are available under a "Commercial Comprehensive" Auto Policy.

Third Party Liability Only

Third Party or Liability Auto insurance provides coverage to owners and operators of Autos for injury and/or damage they cause to Third Parties. As a bonus, NAGICO Third Party Liability coverage also includes the following optional coverage.


Third Party Liability + Fire & Theft

This coverage includes all the coverage provided by a Third Party only policy and includes coverage for Fire & Theft plus the following benefits;

  • Loss of Use,
  • Towing Expenses,
  • Accidents to the Insured,
  • Personal Accident 

Optional Coverage Extensions

  • Tool of Trade Extension - this coverage is intended for vehicles that are being used as a tool and not a vehicle e.g a crane lifting items onto or off the vehicle whether it is on a road or not.


For more information, contact an agent near you, or our corporate office.


Additional Info

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